Serving Your Employees. Protecting Your Business.

Workers’ compensation insurance gives your employees benefits if they get a work-related injury or illness.

These benefits can help:

  • Cover their medical care
  • Replace most of their lost wages if they take time to recover
  • Provide disability benefits
  • Pay for funeral expenses in the case of a death

Workers’ comp also has benefits for you, as a business owner. If your injured employee or their family sues your business, it can help cover your legal costs.

Berkley Agribusiness Approach to Workers’ Compensation

Berkley Agribusiness recognizes that the single greatest asset of any company is the individuals they employ. Our Workers’ Compensation team applies industry expertise to lessen the impact of workplace injury or illness on our insured partners and their workforce.

Our team is here to guide the injured worker through their workers’ compensation journey. Using a unique model we call COMPASS, we focus on building a strong partnership involving the claim representative, employer, medical professionals, and the injured worker. This team approach ensures that every member is well informed and working to reach the same destination.

The ultimate goal is the return of the injured worker to the workplace enabling them to continue to contribute to the success of the company while mitigating the loss.


We approach each loss with compassion for the injured worker and our insured partners. We understand that both are impacted by a workplace injury or illness.


Every claim is investigated and reviewed with objectivity. Decisions are made based on the facts presented and the application of law in the jurisdiction of loss. Our investigation continues throughout the life of the claim from inception to resolution as new information may be gained.


Our team has a strong understanding of medical treatment and terminology. We partner with medical professionals who are recognized as experts in their field and whose opinions are respected.


Claims submitted will be investigated and handled with professionalism. We provide our expertise and ensure that all parties are kept informed with explanations provided for our handling decision.


Our philosophy is to establish file reserving for the ultimate probable outcome based on known facts at the earliest possible time frame. We continue to monitor payments and reserving throughout the life of the file to ensure it remains appropriately reserved with a focus on the 18-month mark which may impact the experience mod of our insured partners.


Our insured partners and injured workers can be assured of timely handling of all claims through to the point of resolution is our priority. We work diligently to quickly gain the information needed to resolve all issues equitably within the application of the law.


The workers’ compensation team works with transparency. We explain the rights and duties of all partners throughout the process to ensure understanding. It is our job to understand and effectively apply the law while providing education or information to all parties on any points of disagreement or confusion.

* This is not a statement of contract and does not constitute a binder of insurance. Any coverage advertised herein is subject to the terms and conditions of the policy.

Berkley Agribusiness is a Berkley Company